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A smarter way for independent business professionals to manage healthcare costs.

The North Carolina REALTORS® Health Benefits Center is a captive strategy designed exclusively for self-employed small business owners.
  • A range of plans to meet your financial and family needs
  • National Physicians PPO or go to any doctor
  • Major medical model plan designs; HSA eligible options
  • Ancillary coverages also available
  • Cost may be business tax deductible
    (always confirm with tax professional)
  • Secure online enrollment platform - enroll when it’s convenient for you!

Take control of your healthcare costs.

Self-employed North Carolina REALTORS® now have an alternative to private and exchange plans. When you establish a self-funded plan for your business of one, you and your dependents can get great care and save money.

Eligibility and Requirements

  • Business Owners may establish their own health plan for themselves and their dependents.
  • Business must have a Federal Tax ID.
  • North Carolina REALTORS® must have an NRDS number and Real Estate License to qualify.
  • Applicants must answer a short medical questionnaire to screen for major medical issues. Want more details? See FAQs

UnitedHealthcare® Group Medicare Advantage Plan

Over 65? UnitedHealthcare® is excited to offer its Medicare Advantage Plan to NC REALTORS® retirees. Fill out the form to learn more!

See What People Are Saying

“This is a PSA for all my fellow North Carolina REALTORS®: you MUST check out the Health Insurance offering that North Carolina REALTORS® just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #ncrealtors #healthinsurance” – Dorrie Johnson Love

“My family and I are on a catastrophic plan with Liberty Health Plan.It is expensive and does not cover any of our regular healthcare needs or associated costs. I will pay about $140.00 more a month on North Carolina REALTORS® Health Plan – it’s well worth it as I can’t forgo the opportunity to have an affordable major medical plan. I’ve not been able to afford one the last couple of years -nor could I take the risk of not having it, especially with an active 14-year-old son who plays sports!”

Steps to Establish Plan

View model plan designs and calculate costs.
Create an account to start the process.
Once approved, sign contracts and establish plan.

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Have Questions?

View FAQs

View Model Plan Designs and Calculate Costs

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NC REALTORS® Plan Officers and Directors and outside vendors have worked to provide an independent source of health benefits to its independent members. Plan establishment decisions are the responsibility of the business owners. A business owner’s decision to participate in the captive program provided is solely his/her decision. Neither the NC REALTORS®, its subsidiaries, nor any outside vendors are fiduciaries with respect to such decision.

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